personalinsurance
Our Personal Protection Menu allows you to combine up to 10 different covers for different amounts and terms, all in one plan. You can choose from the following range of covers:
- Life cover
- Critical illness cover
- Income cover for sickness
Your adviser will help you create the best plan for you.
Our covers are all simple, straightforward and comprehensive.
| Cover | What This Provides |
|---|---|
| Life Cover | Money if you die or become terminally ill. |
| Critical Illness Cover | Money if you are diagnosed with one of a list of defined critical illnesses with up to £20,000 worth of children’s critical illness cover free. |
| Income Cover | A monthly income if you are unable to work because of sickness, injury or redundancy. |
| Payment Cover | Makes sure your plan payments are made up if you are unable to work because of sickness, injury or redundancy. |
| Single Life | This means that just one person is covered. |
| Joint Lives | This means that both parties are covered. |
| Individual Covers | This means that both parties are covered individually. You can combine these options so that there’s just one application form and one direct debit. |
Helping hand service
When life throws the unthinkable at us it can be difficult to know who to turn to or where to get the help we need.
If the worst did happen then your family would have personalised support from a qualified nurse.
Don’t just take our word for it...
“The money from my claim definitely eased some of my financial worries, but it was the support from helping hand that really made the difference. It was reassuring to know that my insurance company was able to support me and I didn’t have to go through this alone” Howard Tighe.
“My claim was paid very quickly. The best thing about the process was having the same point of contact throughout, which meant that I didn’t have to repeat my story every time” Jayne Rosser.